Everythingyouown,
on your phone.
Walk a room with your camera. Acier catalogs what it sees, estimates what each item would cost to replace, and reads your insurance policy against it. Your inventory stays on your phone and in your iCloud.
10 free captures · No credit card required · Sign in with Apple
/// Why Coverage Matters
About 2 in 3 homes are underinsured.
Standard homeowners policies weren't designed for today's collectors and enthusiasts. High-value items often fall through the cracks, and many people don't find out until they file a claim.
CoreLogic (now Cotality) estimated in 2021 that about two-thirds of US homes were insured for less than the cost to rebuild them
in the standard HO-3 policy form, however much the pieces are worth
Money, coins and bullion share one small limit in the standard form
Silverware, goldware and pewterware, in the standard form
/// Fine-Print Limits
Your policy's fine print has limits you haven't seen.
Standard homeowners policies cap what they'll pay for specialty items, often far below what your collection is actually worth. These are the standard-form amounts; your own policy may differ, and Acier reads yours.
Start with 10 free captures
/// Policy Audit
Audit like an underwriter.
Carriers have an underwriter weighing every clause against your risk. Now you have one too: an AI Underwriter Agent that reads your limits, sublimits, exclusions and endorsements, then hands you the picture you need to make the call.
Illustration · how Acier weighs each line against what you own. In the app, findings appear as a ranked list.
“Coverage for jewelry, watches, and precious gemstones is limited to $1,500 per item and $5,000 in the aggregate, unless scheduled by endorsement.”
Why it matters: Three pieces in your inventory are estimated at more than your policy's $1,500 jewelry theft limit. Worth asking your agent whether scheduling them makes sense.
Upload your policy
The PDF your agent emailed you. Acier looks for personal details and removes them on your phone before it is read, and the PDF stays on your device.
Your AI underwriter reads it
Limits, sublimits, exclusions, endorsements, deductibles, replacement cost vs. actual cash value, set against what you own and your property's flood, wildfire and earthquake risk. Correct any value it read.
See the gap, decide your move
Findings ranked by what's at stake, risk assessments for each property, and a briefing of questions to take to your insurance agent. The decision stays yours.
Coverage costs no captures. Acier is not an insurer or an agent, and nothing here is insurance advice.
/// Core Capabilities
The pro toolkit,
in your pocket.
Inventory, replacement cost, and a close read of your policy, built for the person who pays the premium.
Scan any room
Walk a room and tap to capture. On-device detection finds objects live in the viewfinder, AI writes a record for each one, and on iPhones with LiDAR you also get a 3D model of the room.
Honest prices
Brand and model where the photo shows them, and a replacement-cost estimate with a confidence level. A number when Acier is confident, ~$ when it's close, a question when it isn't.
Your policy, read
Upload every policy you hold. Acier reads the limits, sublimits, exclusions and endorsements, sets them against what you own, keeps the PDF on your phone, and lets you correct any value it read.
An underwriter on your side
Ask the Underwriter Agent about your coverage and get answers that cite your policy. Run risk assessments for each property, and take a briefing of questions to your insurance agent.
A record you can hand over
PDF reports with photos, a CSV of everything, or a full archive with your 3D room scans. Free on every plan, along with a Protection Score that shows what's left to document.
/// Specialized Capture Modes
Built for your most
valuable items.
Dedicated capture for shelves of media, collectibles and wine, reading spines, labels and grading slabs so every detail is documented.
Media Bulk
Scan a bookshelf or a collection in one pass, read spine by spine.
Media Disc
Hold up records, CDs or cassettes one at a time, with a voice note if you want one.
Collectibles
Cards, coins and comics, front and back, with grading slab support.
Wine & Spirits
Reads the label and vintage, and AI links the bottle to Vivino for a market price.
Jewelry & Watches
Guided multi-angle capture for jewelry, watches and gems.
Sneakers
Style code lookup with resale pricing.
/// How It Works
Three steps to total confidence.
Scan Your Room
Walk a room with your camera and tap to capture. Acier outlines what it finds live in the viewfinder, so you can see what it will catalog.
AI Identifies & Values
Each item gets a record with brand, model and condition where the photo shows them, and an estimated replacement cost with a confidence level. Low confidence means no price is shown.
Stern Pinball Machine
High confidenceGame Room · Added today
Estimated from market data
Check Your Coverage
Upload your policy. Acier reads its limits, sublimits and exclusions, sets them against what you own, and shows where the two don't meet, with questions to take to your agent.
Coverage findings (illustration)
Coverage Overview
/// See It In Action
Real rooms. Real results.
Acier works in every room of your home. Each item it finds gets a record, a photo and, when Acier is confident, a value.
Living Room
Items identified
Game Room
Items identified
/// Capability Matrix
Not like the others.
Not even close.
Most tools ask you to do the work yourself, or show you a camera feed you'll never review. Acier identifies, values, and maps your coverage gaps for you.
Capability
Score = share of the 9 rows each product covers (full 1, partial 0.5), from each product's public materials, September 2026.
/// Privacy & Security
Your data is yours alone.
Built from the ground up to keep your inventory with you. We don't hold a copy of it, so there is nothing for us to see.
It Stays on Your Phone
Your inventory lives on your iPhone and in your own iCloud account. We do not keep a copy.
Photos Analyzed, Not Stored
Photos travel over an encrypted connection to be analyzed. Never stored on our servers, never used to train a model.
Face ID Lock
Lock Acier with Face ID or Touch ID. Apple handles biometrics on your device; we never receive them.
No Always-On Cameras
The camera runs only during scans you start. No background recording, no live feeds, no cloud footage.
/// Even the Score
Run the audit your carrier
already ran on you.
Scan your first room. Upload your policy. See the gaps before a claim, ranked by what's at stake.